Contents
公安部经侦局舆情监测分析周报(2012年3月15日至3月25日)
○“鲤鱼门”与“常熟第一美女”
○ 红顶鲁商案引发恶性枪杀事件
○ 疯狂的太平洋直销网
○ 华鼎创富涉嫌骗贷案
目 录
1、华鼎创富涉嫌骗贷案… 13
2、信用社助“黑老大”亿元贷款案… 15
第三部分 一周财经要闻 16
汽柴油价每吨上调600元创历史新高… 16
审计署曝光京沪高铁建设四大问题… 16
居民购房意愿降至13年来同期新低… 16
齐骥:今年一线城市房价开始松动… 16
刘明康:今年银行利润增幅将下降… 17
国研中心专家:今年经济增速有望达8.5%. 17
国土部立八项制度紧控土地资源… 17
今年消费有望成为增长第一拉动力… 18
第一部分 周度舆情概述
本监测周期,“新华数据”对800余家大陆及台港澳地区的主流平面媒体、300家大型网站及26家知名网站的论坛、博客进行了重点监测,共收集到公安部经侦局订制范围内舆情信息1414篇,其中包括各类案件报导1144篇,财经类报导140篇,破案会战专题报导85篇,有价值的网民评论45篇。(图一)
从国内重大经济犯罪案件的监测数据来看,共监测到相关新闻报导1144篇,其中非法集资领域的案件受到媒体关注的程度最高,相关新闻报导数量为718篇,包括50篇原载报导和668篇转载报导,占犯罪案件相关资料62.8%;其次为金融领域犯罪案件,相关新闻报导数量为173篇,包括20篇原载报导和153篇转载报导;再次为非法传销领域案件,相关新闻报导数量为149篇,包括13篇原载报导和136篇转载报导。(图二)
从报导内容来看,由民间借贷引发的各类非法集资类案件吸引了各路媒体的注意,监测期内,该类报导占据报导总量51%的比重,成为本期的焦点。另外两个报导过百的区域分别为传销和金融领域案件报导,其具体传播情况请见焦点舆情简析相应内容。
关键词:鲤鱼门 红顶鲁商 太平洋直销 华鼎创富 民间借贷
第二部分 焦点舆情简析
一、非法集资案件频发
“吴英案”尚未远去,近日深圳、山东桓台、江苏常熟和江阴等地又发生了非法集资的“地震 ”,每一案件的涉案金额都超过了亿元,山东桓台的红顶鲁商非法集资案甚至引发出了恶性枪杀事件。其中,最受媒体关注的当属江苏常熟的“鲤鱼门”与“美女老板”案,关注媒体几乎包括了新华网、人民网、搜狐网、新浪网、腾讯网、网易网、凤凰网等当下所有权威门户网站。(图三)
1、“鲤鱼门”与“常熟第一美女”案
今年2月底至3月初,常熟市警方接连接到市民反映,常熟鲤鱼门酒店董事长周思扬、苏州凯维隆贸易有限公司法人代表顾春芳欠下巨额债务后相继失踪。
经初步查实,周、顾两人分别于2月20日和3月5日出逃,周思扬向银行贷款2.3亿元,个人借款情况仍在调查中;顾春芳涉及个人借款近5亿元,并在该市各大银行及小贷公司抵押贷款1亿多元。截至目前,已有20多名债权人陆续向警方报案或已向法院起诉。目前常熟市已启动紧急措施,防止债务危机引起“连锁反应”导致不稳定。
由于两起案件均由民间借贷引发,综合各业界人士分析,得出民间借贷转变为高利贷后的三个危害:
1)民间资金单纯的追逐暴利,极易把已陷入资金困境的小企业压垮,造成两败俱伤。
2)高利贷资金通过各种中介多层转贷后,大大抬高了整个社会的融资成本,让区域内的实体经济难以承受。
3)尽管银行的信贷资金不会直接进入民间借贷领域,但是贷款企业的资金来源管道多样,如果背负上沉重的高利贷包袱,银行贷款也同样面临很大风险,从业已发生的案件可以看出,许多民间借贷案件都或多或少有银行资金卷入其中。
据统计,监测期内,各路媒体共发布相关原载报导31篇,转载报导336篇,关注媒体几乎包括了新华网、人民网、搜狐网、新浪网、腾讯网、网易网、凤凰网等当下所有权威门户网站。
2、农行网点负责人涉诈骗外逃案
3月24日,中国广播网原载题为“农行江阴要塞支行行长携2亿举家出游泰国后失踪”的报导。报导中称,去年12月28号,农行江阴要塞支行行长孙锋与妻子、父母、两个子女举家“出游”泰国。而后,便毫无征兆地“失踪”了。由此,一桩涉及非法集资金额或达2亿元的银行行长举家外逃案在“沉寂”了两个多月后浮出水面。
目前,公安部已发出红色通缉令。现警方正对孙峰的犯罪事实作进一步侦查,并全力开展追捕工作。
通过翻查数据,我们了解到,2010年,农行江阴市支行的各项业务指标还创下历史新高。其中储蓄存款到达183.38亿元,储蓄存款增量居江苏全省第一,在江阴同业中总量和增量的市场份额均居第一。彼时,江阴农行被总行评为全国“百家先进支行”,行长唐国华被评为全国“百名优秀支行行长”。
在江阴这个全国县域经济第一名的城市,农行的业务规模仅次于江阴农商行,在中大型银行中排名第一位。
对此发表了原载报导的媒体还包括中国新闻网和人民网,转载报导达46篇。据该报导的传播形势来看,其影响将会持续到下一监测周期。值得一提的是,以“农行江阴要塞支行行长携2亿举家出游泰国后失踪”为题的几十篇原转载报导在经过了不到一周的时间后几乎全被删除,除中国新闻网还保留一篇精简版的报导外,包括新华网、人民网在内的各路媒体均已将同名报导删除。
3、国宏国际集团案
3月22日上午,因涉嫌非法集资超过10亿元人民币,波及人数6万余人,国宏国际集团下属深圳分公司被深圳警方清查整治。
该公司的客户绝大部分为省外,公司号称与俄罗斯共同合作投资铁路、邮政、矿产资源以及和非洲国家合作建立国际银行,噱头非常具有吸引力,因此许多客户慕名而来。经过前期的调查,警方掌握到这家公司的主要犯罪手法是以投资入股的方式进行返息,具体可以分为两种手法。第一种为客户投资后,每年返息24%,另外24%以股权方式返息,这是典型的没有经过有关部门批准向不特定的公众非法吸收存款,这足够构成刑事犯罪,有非法吸收公众存款或者集资诈骗嫌疑。第二种是与其它国家合作投资吸金。公司号称与俄罗斯共同合作投资铁路、邮政、矿产资源,在去年3月份在钓鱼台国宾馆与俄罗斯总理的特使签订合约,俄罗斯授权将俄罗斯的邮政交给国宏国际集团经营,改制成邮政银行。
经整理,我们总结了国宏国际的运作特点:1)牌子众多。同时挂联合国世界和平协会联络处、国宏国际集团、中储融合股权投资基金管理有限公司深圳分公司、众益资源投资有限公司的牌子。2)集资广。已发展6万余人“入股”投资,涉案金额超过10亿元人民币。资金绝大多数来自北京、内蒙古、山西、湖北等地。3 )诱惑大。以投资入股的方式返息。有财经评论员认为,正是由于国宏国际集团对外宣称具有雄厚实力,以及相关项目未来能带来的高额回报,导致许多民间投资者对财富短期回报的不合理预期,才造就了这家成立才1年的国宏国际集团,能在短时间里骗走超过6万投资者超过10亿的资金。
3月23日,包括《南方都市报》《羊城晚报》《深圳商报》《南方日报》等平面媒体在内的共8家媒体均对郭宏国际集团非法集资案进行了原载报导,转载报导达90篇。
4、红顶鲁商案
3月22日,《时代周报》原载题为“红顶鲁商喋血镇江”的报导,详尽报导了有着县政协常委头衔的红顶商人宋佃涛,在镇江追债时被枪杀,在千里之外的鲁中小城桓台引发讨债潮的事件。据悉,宋所经营的“明星企业”—桓台县浦发投资有限公司及员工成为涉嫌“非法集资”2.8亿元者。
今年2月29日,31岁的山东人宋佃涛被人发现倒毙在自己的起亚越野车内,地点是江苏省镇江市高资镇,当地警方在其头部发现疑致其死亡的枪伤。
绑缚着2亿多资金、数百名投资者的宋佃涛的突然死亡,迅即在桓台引发一场轩然大波:人们从四面八方涌来,手里捏着借据,对浦发公司形成围堵之势,以期拿回自己的血汗钱;焦头烂额的政府和公安、金融监管等部门,则调动一切力量,疲于应付各路“苦主”以及可能的上访者……这个素来平静的鲁中小城,正面临一场前所未有的维稳危机。
通过中国经济网的原载报导,还收集到了这样的信息:因为事关重大,当地政府的处理方式较为低调,这让惊恐焦虑的投资者颇多微词。一些投资者自发组建了QQ群,在网上七嘴八舌地商量着对策。3月5日,一支上百人的队伍打着向县委书记求救的横幅涌至桓台县委,讨要说法。部分情绪激动的群众,与维持秩序的警员发生了肢体接触,横幅被没收。面对质问,当值官员表示,无法给予任何承诺。最终,警方以“案件还在侦破阶段”为由相劝,众人无奈散去。
此篇报导一经刊发便于同日引发了高达97篇的媒体转载和几万条的网民评论。搜狐网友言随意动322495的言论颇有代表性,他认为民间借贷的泛滥是因为民营企业发展资金的需求广泛和旺盛,希望国家政策可以更进一步的倾斜与照顾,让银行的借贷门坎可以容纳更多的中小型企业。
综上所述,在民间借贷引发的非法集资案频发的背景下,民间投融资者已成惊弓之鸟,建立一个良性有序的民间金融机制正迫在眉睫。诚如今年“两会”期间温家宝总理就浙江“吴英案”回答记者提问时所言:“政府应引导允许民间资本进入金融领域,既鼓励发展,又加强监管。”因为民营经济较为发达而风波不断的民间借贷案多发之地如温州、常熟等,极有可能被金融监管部门列入综合改革的试点之一。
二、两则重大传销案件
本期共监测到传销领域的相关报导149篇,其中原载报导13篇,转载报导136篇。综合来看,传销领域的报导主要集中在太平洋直销网案与“ABM公司”跨省市传销大案上,报导内容较为单一,媒体的关注点较为集中。
1、疯狂的太平洋直销网
太平洋直销网是一个牵涉至少数十亿资金、自称拥有遍及全国1000多万会员的电子商务网站。在其高喊“全球首创的创富新模式”时,却因涉嫌拉人头、层层批发“未来利润”,被质疑变相搞传销;网站拿还没产生的利润吸收公众投资,涉嫌非法集资。
在该网站总部所在地江西省,公安、工商等执法部门对其认定出现了戏剧性的反复:2009年,南昌市公安局曾以涉嫌传销对其立案,2010年11月却认定“不构成犯罪”而撤案;但2011年,该局又根据江西省政府的要求再次立案;2011年7月,江西省公安厅因与省政府其他部门“意见不一致”,发函请示省政法委协调,江西省政法委回复时,一方面建议“请示国务院有关部门”,一方面要求及时预防该案“影响社会稳定的隐患”。
如今,越来越多的会员以受害者的身份站了出来,但官方的权威认定仍然未出台。今年2月,河南确山县人民法院一审判定太平洋直购构成传销,二审已开庭,判决未出。
该案在法律界引起了轩然大波,一些知名政法界人士认为,如果太平洋直购网倡导的BMC模式,在实际运作时,近1.6亿元注册资本为虚报,几千万种商品基本虚构,而盈利主要靠“拉人头”来实现,那就是非法传销。然而太平洋直购网也有诸多力挺者,国内5位著名法学专家甚至出具了法律意见书,认为“在有关部门没有对BMC商业模式的性质进行界定的情况下,行政执法机关和司法机关不宜对该商业模式按照传销活动来对待”。相关法律认定,有待官方进一步确认。
对此发表原载报导的媒体有《东方早报》和《大河报》,除新浪网、网易网、凤凰网等门户网站参与转载外,每日经济新闻网、联商网、 CitNews科技信息网、中国电子商务研究中心、亿邦动力网和 IT商业新闻网等财经、行业类网站亦有大力度参与,转载报导达61篇。
2、“ABM公司”跨省市传销大案
“ABM公司”是跨越多个省市和香港特区等地区的犯罪团伙,该团伙在其公司资料中贴有公司负责人李鑫与香港首富李嘉诚和香港特首曾荫权的合影,谎称李泽楷持有“ABM”公司30%的股份,打着香港行政长官曾荫权支持的旗号,以香港ABM公司的名义,销售一种名叫“Mycool”的网络电话软件产品,并以此为名义在国内各地发展会员,进行非法传销。去年大运会开幕前,6名案犯全被缉拿归案。
此信息曾被媒体分别于2010年和去年分别报导过,然而,3月23日,广州日报记者获取了一份警方调查资料发现,“ABM传销案”主要犯罪嫌疑人李鑫与曾荫权、李嘉诚等香港政商要人的合影,实则是在香港杜莎夫人蜡像馆与两人蜡像的合影。而李鑫等犯罪嫌疑人正是看准了蜡像与真人相似度极高、群众易受蒙骗的特点,以此为由头策划了一起涉案60万人、被骗资金超过30亿元的惊天传销大案。
23日,对此发表相似原载的媒体包括《北京晚报》《山东商报》《新闻晚报》《深圳晚报》《京华时报》《长江商报》《城市快报》和《扬州晚报》等平面媒体。同日,新华网、人民网、四大门户网站、光明网、环球网等媒体进行了转载,转载报导达76篇。
针对于此,红网网友于瑶瑶发表了评论文章:为何对这些与蜡像合拍的“假照片”没有任何人提出质疑呢?的确,蜡像的逼真性是一个因素,但是一个发展了这么久、发展范围如此之广的团队在进行他们的传销活动时,真的从来没有被揭穿过吗?希望政府加大执法力度,对这些没有经过核实的组织进行监督与管理,维护好人民的利益。
三、多元化的金融领域案件
与非法集资与传销两领域的舆情状况不同,金融领域的案件因期范围广泛,包含因素多元等因素形成了媒体关注点分散的特点,但通过统计和分析,仍然可以梳理出媒体视线相对集中的区域,形成了两个较大规模焦点报导。(图四)
1、华鼎创富涉嫌骗贷案
3月15日,广州市公安局经济犯罪侦查支队通报,对华鼎担保、创富担保的7名高管依法刑事拘留,公安机关以涉嫌骗取贷款罪对这两家公司立案侦查。而让人诧异的是,按规定每天都要去金融办报导的华鼎董事长陈奕标,却被传出3月14日出逃海外的消息。在3月12日,华鼎官方网站就对外公告称,陈奕标“在3月10日心脏病复发,目前正接受治疗休养”。
此后,华鼎和创富开始进入“树倒弥猴散”的局面。火上浇油的是,华鼎担保的二次担保客户企业已经进入贷款到期的还款期,华鼎担保在官方网站上曾承诺的支付责任却没有履行。此前,陈奕标提出的引入新的资金自救、“债转股”的方案,也已化为泡影。
值得关注的是,近日通过华鼎、创富担保贷款的企业面临诉讼骤变的局面。目前涉及的企业达1000多家,若以每家企业50个工人计算,将涉及到50000名工人的生计问题。今年市场不好,生意难做,银行冻结企业账户,资金无法运转,企业也无法运营下去。
另一方面,相关企业代表表示,2011年整顿担保行业,但华鼎的问题却没被发现;连续增资主管部门也没有调查。之所以发生这样的事,都是因为金融办监管不到位所致,因此下一步将以“渎职”起诉金融办。
对此发表原载报导的媒体包括《华夏时报》《南方都市报》《新快报》和《第一财经日报》,转载报导达84篇。关注媒体以财经类和广东省媒体为主流。相关新闻同样引发了网民热议,据不完全统计,网友评论超过了万条。网民的观点主要集中为三点,1)要求严惩让善良企业苦主痛苦的罪魁祸首;2)希望我国进一步完善金融体系和相关监管制度;3)认为金融领域的犯罪各国都有,不能把责任都认定为是相关部门监管不力。
在宏观调控力度不断深化、市场资金状况仍未松动的背景下,“华鼎担保危机”仅是当下融资担保乱象中的冰山一角。由于当前融资担保行业和相关从业机构的担保功能日渐“异化”,相关风险可能正通过多种形式或管道向银行体系转移和传染,到了有关部门出手“大治”的时候了。
2、信用社助“黑老大”亿元贷款案
2002年,阳江市“3·26”案黑社会性质组织首要分子林国钦(已判刑)购买阳春春潭水泥厂后,需要大量资金发展企业,便以阳春春潭水泥厂名义向阳春市潭水农村信用合作社申请巨额贷款,犯罪嫌疑人谢绍聪违反国家规定要求阳江农信社团发放贷款,帮助林国钦的春潭水泥厂获得阳江农信社团贷款一亿多元后,涉嫌收受林国钦的贿赂,数额巨大。
目前该犯罪嫌疑人已被依法逮捕,此案正在侦查中。
3月21日至22日,此信息共引发媒体报导79篇,其中包括原载报导8篇,转载报导71篇。该案发生在金融结构贷款业务环节,涉及手握审批权的负责人,威胁到了金融市场诚信体系,相关部门有必要整治金融领域商业贿赂的行为。
综合来看,监测周期内,媒体对经济犯罪案件的关注目光较为集中,分别于非法集资、传销和金融领域形成了传播密集区。被媒体广泛报导的案件具有案发地集中,涉案金额巨大,涉案人员众多等共同点。一些案件还曾多次受到媒体关注,可见新闻媒体对于重大经济犯罪案件的较为重视。
第三部分 一周财经要闻
汽柴油价每吨上调600元创历史新高
国家发改委19日宣布,自3月20日零时起将汽、柴油价格每吨提高600元,相当于全国90号汽油和0号柴油平均每升分别提高0.44元和0.51元。分析人士认为,此次成品油价格上调幅度较大的原因,除近期国际油价涨幅较大外,不排除发改委有以此缩小国内国际油价价差,为新成品油定价机制出台铺路的考虑。
审计署曝光京沪高铁建设四大问题
审计署《京沪高速铁路建设项目2011年跟踪审计结果》揭示京沪高铁在建设过程中出现的招投标不规范、资金挪用、工地管理不到位、拖欠施工款项等四大问题。
居民购房意愿降至13年来同期新低
中国人民银行20日发布的《2012年第1季度储户问卷调查报告》显示,未来3个月内有购房意愿的居民占比为14.1%,与上季基本持平,是1999年调查以来的同期最低值。《2012年第1季度全国银行家问卷调查报告》显示,贷款总体需求指数同比、环比均出现下降。
齐骥:今年一线城市房价开始松动
住房和城乡建设部副部长齐骥25日表示,今年以来,一线城市房价开始松动,调控正朝着预期目标不断深入并取得实效。住建部将继续落实国家部署,坚持调控政策方向不动摇、坚持调控措施不放松,促进价格合理回归。齐骥是在出席首届岭南论坛时做以上表述的。
刘明康:今年银行利润增幅将下降
信政合作正在迅速回暖。有信托业人士预计,信托业全年可为地方融资平台提供2000亿~3000亿融资,几乎相当于财政部今年代理发行地方债的规模。与此同时,地方融资平台的信托融资成本已超12%,远高于同期地方债利率水平,也比2009年~2010年地方融资平台贷款集中形成时期的融资成本大幅飙升。
国研中心专家:今年经济增速有望达8.5%
国务院发展研究中心宏观经济研究部部长余斌22日表示,包括石油在内的大宗商品价格会呈高位震荡的运行态势,但持续大幅上涨的可能性不大,今年4%左右的CPI控制目标是可以实现的。如果不发生全球性金融危机且房地产市场大体稳定,今年我国经济增速仍可能达到8.5%左右的较高水平。
国土部立八项制度紧控土地资源
国土资源部首次完整阐述了节约集约用地制度体系的八项内容,争取年底前基本建立节约集约用地制度。记者21日从国土部获悉,这份名为《关于大力推进节约集约用地制度建设的意见》提出:加快建设体系完备、措施得力、切实可行的节约集约用地制度,并要求各省级国土资源主管部门在今年11月底前将落实《意见》的情况上报。
商务部研究院2012消费报告:今年消费有望成为增长第一拉动力
21日,商务部研究院发布《2012年消费市场发展报告》显示,今年消费增长将保持在较快区间,预计增速达到15%左右,消费对国内生产总值的贡献率将超越投资,在近10年后首次成为经济增长的第一拉动力。消费、投资和出口协调拉动的经济增长模式将初步形成。(完)
相关图书
本文链接
公安部经侦局舆情监测分析周报(2012年3月15日至3月25日)
相关链接
公安部十一局关于暂停第五批涉嫌违法犯罪通讯码号网络账号的通知
英文机翻
Weekly Public Opinion Monitoring and Analysis Report of the Economic Investigation Bureau of the Ministry of Public Security (March 15 to March 25, 2012)
○”Liyumen” and “Changshu’s No. 1 Beauty”
○ The Red Top Lu business case triggered a vicious shooting incident
○ Crazy Pacific Direct Selling Network
○ Huading Chuangfu was suspected of fraudulent loans
Table of contents
Part I Overview of Weekly Public Opinion 3
Part II Brief Analysis of Focus Public Opinion 4
- Illegal fund-raising cases occur frequently… 4
- The case of “Liyumen” and “Changshu’s No. 1 Beauty”… 5
- The person in charge of the Agricultural Bank of China outlets was involved in the fraudulent flight… 6
- Guohong International Group case… 7
- Red Top Lu Business Case… 9
- Two major MLM cases… 10
- The crazy Pacific direct shopping network… 10
- “ABM Company” cross-provincial MLM case… 12
- Cases in the diversified financial field… 13
- Huading Chuangfu is suspected of fraudulent loans… 13
- The credit union aided the “black boss” with a loan of 100 million yuan… 15
Part Three Weekly Financial Highlights 16
Gasoline and diesel prices increased by 600 yuan per ton to a record high… 16
The Audit Office exposed four major problems in the construction of the Beijing-Shanghai high-speed railway… 16
Residents’ willingness to buy houses fell to a new low in the same period in 13 years… 16
Qi Ji: Housing prices in first-tier cities have begun to loosen this year… 16
Liu Mingkang: Bank profit growth will decline this year… 17
Experts from the National Research Center: The economic growth rate is expected to reach 8.5% this year. 17
The Ministry of Land and Resources established eight systems to tightly control land resources… 17
Consumption is expected to become the first driving force of growth this year… 18
Part I Weekly Public Opinion Overview
In this monitoring cycle, “Xinhua Data” conducted key monitoring on more than 800 mainstream print media in mainland China, Taiwan, Hong Kong and Macao, 300 large-scale websites, and forums and blogs of 26 well-known websites. There are 1,414 pieces of public opinion information within the scope, including 1,144 pieces of reports on various cases, 140 pieces of financial reports, 85 pieces of special reports on the battle of solving crimes, and 45 pieces of valuable comments from netizens. (Figure 1)
From the monitoring data of domestic major economic crime cases, a total of 1,144 relevant news reports were monitored, among which cases in the field of illegal fund-raising received the highest degree of media attention. The number of related news reports was 718, including 50 original reports and 668 The number of related news reports is 173, including 20 original reports and 153 reprinted reports; the second is illegal pyramid selling cases, the number of related news reports There are 149 articles, including 13 original reports and 136 reprinted reports. (Figure II)
Judging from the content of the reports, various illegal fund-raising cases caused by private lending have attracted the attention of various media. During the monitoring period, such reports accounted for 51% of the total reports and became the focus of this issue. The other two regions with more than 100 reports are MLM and financial case reports. Please refer to the corresponding content of Focus Public Opinion Analysis for specific dissemination information.
Key words: Leiyumen, Red Top Lu Merchants, Pacific Direct Sales, Huading Create Wealth, Private Lending
Part II Brief Analysis of Focus Public Opinion
- Frequent cases of illegal fund-raising
The “Wu Ying Case” has not gone away. Recently, there have been “earthquakes” of illegal fund-raising in Shenzhen, Huantai, Shandong, Changshu, Jiangsu, and Jiangyin. The amount involved in each case has exceeded 100 million yuan. The illegal fund-raising case of Lu businessmen even led to a vicious shooting incident. Among them, the case of “Liyumen” and “Beautiful Boss” in Changshu, Jiangsu Province has received the most attention from the media. All authoritative portals. (Picture 3) - The case of “Liyumen” and “Changshu’s No. 1 Beauty”
From the end of February to the beginning of March this year, the police in Changshu received reports from citizens that Zhou Siyang, the chairman of Liyumen Hotel in Changshu, and Gu Chunfang, the legal representative of Suzhou Kaiweilong Trading Co., Ltd., disappeared after owed huge debts.
After preliminary verification, Zhou and Gu fled on February 20 and March 5 respectively. Zhou Siyang borrowed 230 million yuan from the bank, and the personal loan situation is still under investigation; Gu Chunfang involved personal loans of nearly 500 million yuan. And mortgaged more than 100 million yuan in major banks and small loan companies in the city. Up to now, more than 20 creditors have reported the case to the police or sued the court. At present, Changshu City has launched emergency measures to prevent the debt crisis from causing a “chain reaction” that would lead to instability.
Since the two cases were both caused by private lending, based on the analysis of people in various industries, it is concluded that there are three hazards after private lending turns into usury:
1) The simple pursuit of huge profits by private funds can easily overwhelm small businesses that have already fallen into financial difficulties, causing mutual losses.
2) After usury funds are re-loaned through various intermediaries, the financing cost of the whole society has been greatly increased, making it difficult for the real economy in the region to bear.
3) Although bank credit funds will not directly enter the field of private lending, loan companies have various sources of funds. If they are burdened with a heavy burden of usury, bank loans will also face great risks. From the cases that have occurred, it can be seen that, Many private lending cases involve more or less bank funds.
According to statistics, during the monitoring period, various media outlets published a total of 31 original reports and 336 reprinted reports. The media concerned almost included Xinhuanet, People.cn, Sohu.com, Sina.com, Tencent.com, Netease.com, Phoenix.com, etc. All authoritative portals of the moment.
- The person in charge of the Agricultural Bank of China outlets was involved in fraud and fled abroad
On March 24, the China Broadcasting Network originally published a report titled “The President of the Jiangyin Fortress Branch of the Agricultural Bank of China Disappeared After Traveling to Thailand with 200 Million Family”. According to the report, on December 28 last year, Sun Feng, the president of the Jiangyin Fortress Branch of the Agricultural Bank of China, traveled with his wife, parents, and two children to Thailand. Then, without warning, “disappeared”. As a result, a bank president’s family escape case involving illegal fundraising amounting to 200 million yuan surfaced after more than two months of “silence”.
At present, the Ministry of Public Security has issued a red notice. The police are now conducting further investigations into Sun Feng’s criminal facts and are making every effort to hunt him down.
Through searching the data, we learned that in 2010, the various business indicators of the Jiangyin Sub-branch of the Agricultural Bank of China also hit a record high. Among them, savings deposits reached 18.338 billion yuan, and the increase in savings deposits ranked first in Jiangsu Province, and ranked first in both the total amount and the increase in market share among Jiangyin peers. At that time, Jiangyin Agricultural Bank was rated as one of the “Top 100 Advanced Sub-branches” by the head office, and Tang Guohua, the president, was rated as one of the “Top 100 Outstanding Sub-branch Presidents” in the country.
In Jiangyin, a city with the largest county economy in the country, the business scale of Agricultural Bank of China is second only to Jiangyin Rural Commercial Bank, ranking first among medium and large banks.
The media that published original reports on this also included China News Network and People’s Daily Online, and 46 reports were reprinted. Judging from the dissemination of the report, its impact will continue into the next monitoring cycle. It is worth mentioning that almost all of the dozens of original reposted reports with the title “President of Jiangyin Fortress Branch of Agricultural Bank of China Disappeared After Traveling with 200 Million Family in Thailand” were deleted in less than a week. In addition to keeping a condensed version of the report, various media including Xinhuanet and People’s Daily Online have deleted the report with the same name.
- Guohong International Group case
On the morning of March 22, the Shenzhen branch of Guohong International Group was investigated and rectified by the Shenzhen police due to suspected illegal fundraising of more than 1 billion yuan, involving more than 60,000 people.
Most of the company’s customers are outside the province. The company claims to cooperate with Russia to invest in railways, postal services, mineral resources, and establish international banks in cooperation with African countries. The gimmick is very attractive, so many customers come here admiringly. After preliminary investigations, the police learned that the main criminal method of this company is to return interest by investing in shares, which can be divided into two specific methods. The first is to return 24% of the annual interest after investing for the client, and the other 24% is returned in the form of equity. This is a typical illegal deposit from the unspecified public without the approval of the relevant department. This is enough to constitute a criminal offense. There is illegal absorption. Suspected of public deposit or fundraising fraud. The second is to cooperate with other countries to invest and attract money. The company claims to cooperate with Russia to invest in railways, postal services, and mineral resources. In March last year, it signed a contract with the special envoy of the Russian Prime Minister at the Diaoyutai State Guesthouse. Russia authorized the Russian postal service to be operated by Guohong International Group and transformed into a postal bank.
After sorting out, we summarized the operating characteristics of Guohong International: 1) There are many brands. At the same time, the brands of the Liaison Office of the United Nations World Peace Association, Guohong International Group, China Reserve Fusion Equity Investment Fund Management Co., Ltd. Shenzhen Branch, and Zhongyi Resources Investment Co., Ltd. are hung. 2) Raise funds widely. It has attracted more than 60,000 people to “share” investment, and the amount involved has exceeded 1 billion yuan. Most of the funds come from Beijing, Inner Mongolia, Shanxi, Hubei and other places. 3) The temptation is great. Return interest in the form of investment shares. Some financial commentators believe that it is precisely because Guohong International Group claims to have strong strength and the high returns that related projects can bring in the future, many private investors have unreasonable expectations for short-term returns on wealth, which has created this company. Guohong International Group, which has only been established for one year, was able to defraud more than 60,000 investors of more than 1 billion funds in a short period of time.
On March 23, a total of 8 media outlets including “Southern Metropolis Daily”, “Yangcheng Evening News”, “Shenzhen Business Daily”, “Nanfang Daily” and other print media all made original reports on the illegal fund-raising case of Guohong International Group, and reproduced it There are 90 reports.
- Red Top Lu Business Case
On March 22, “Times Weekly” originally published a report titled “Red-capped Lu merchants are bloody in Zhenjiang”, which reported in detail that Song Diantao, a red-capped businessman with the title of a member of the Standing Committee of the CPPCC County Committee, was shot dead in Zhenjiang while collecting debts. Thousands of miles away Huantai, a small town in Luzhong, triggered a wave of debt collection. It is reported that Huantai Pufa Investment Co., Ltd., the “star enterprise” run by Song, and its employees have been suspected of “illegal fundraising” of 280 million yuan.
On February 29 this year, Song Diantao, a 31-year-old Shandong native, was found dead in his Kia off-road vehicle in Gaozi Town, Zhenjiang City, Jiangsu Province. The local police found a gunshot wound on his head that may have caused his death.
The sudden death of Song Diantao, who tied more than 200 million funds and hundreds of investors, immediately caused an uproar in Huantai. Get back your hard-earned money; the overwhelmed government, public security, financial supervision and other departments are mobilizing all their forces to deal with all kinds of “sufferers” and possible petitioners… This small town in Luzhong, which has always been peaceful, is facing a crisis. Unprecedented stability crisis.
Through the original report of China Economic Net, we also collected such information: Because the matter was so important, the local government’s handling method was relatively low-key, which caused a lot of complaints from panic-stricken investors. Some investors spontaneously set up a QQ group to discuss countermeasures on the Internet. On March 5, a team of hundreds of people flocked to the Huantai County Party Committee under a banner asking for help from the county party secretary, asking for an explanation. Some emotional crowd had physical contact with the police officers maintaining order, and the banners were confiscated. Faced with questioning, the duty officer said that he could not make any promises. In the end, the police persuaded them on the grounds that “the case is still under investigation”, and the crowd had no choice but to disperse.
Once this report was published, it triggered as many as 97 media reprints and tens of thousands of netizens’ comments on the same day. Sohu netizen Yanrandong322495’s remarks are quite representative. He believes that the proliferation of private loans is due to the extensive and strong demand for private enterprises’ development funds. He hopes that national policies can be further tilted and cared for so that banks can accommodate more loans. Many small and medium enterprises.
To sum up, in the context of frequent illegal fund-raising cases caused by private lending, private investors and financiers have become frightened, and it is imminent to establish a benign and orderly private financial mechanism. As Premier Wen Jiabao said during the “two sessions” this year when answering reporters’ questions about the “Wu Ying case” in Zhejiang: “The government should guide and allow private capital to enter the financial sector, which not only encourages development, but also strengthens supervision.” Places where private lending cases frequently occur, such as Wenzhou and Changshu, are very likely to be listed as one of the pilot projects for comprehensive reform by the financial supervision department.
- Two major MLM cases
A total of 149 related reports in the field of pyramid schemes were monitored in this issue, including 13 original reports and 136 reprinted reports. On the whole, the reports in the MLM field are mainly concentrated on the Pacific Direct Sales Network case and the “ABM Company” cross-provincial MLM case. The content of the reports is relatively single, and the media’s attention is relatively concentrated. - Crazy Pacific Direct Sales Network
Pacific Direct Selling Network is an e-commerce website that involves at least billions of funds and claims to have more than 10 million members all over the country. When it shouted “the world’s first new wealth creation model”, it was suspected of pulling people’s heads and wholesale “future profits” layer by layer, and was questioned to engage in pyramid schemes in disguise; the website used profits that had not yet been generated to absorb public investment, and was suspected of illegal fundraising.
In Jiangxi Province, where the website is headquartered, the public security, industry and commerce and other law enforcement departments have dramatically repeated its identification: in 2009, the Nanchang Public Security Bureau filed a case against it for suspected pyramid schemes, but in November 2010 it was determined that it “does not constitute a crime” and that The case was withdrawn; however, in 2011, the Bureau filed the case again at the request of the Jiangxi Provincial Government; in July 2011, the Jiangxi Provincial Public Security Department sent a letter to the Provincial Political and Legal Committee for coordination due to “inconsistencies” with other departments of the Provincial Government. When the Commission replied, on the one hand, it suggested that “relevant departments of the State Council be consulted”, and on the other hand, it requested timely prevention of the case’s “hidden dangers affecting social stability”.
Today, more and more members have come forward as victims, but the official authority has not yet been issued. In February this year, the People’s Court of Queshan County, Henan Province ruled that Pacific Direct Purchase constituted a pyramid scheme in the first instance.
The case has caused an uproar in the legal circles. Some well-known people in the political and legal circles believe that if the BMC model advocated by Pacific Direct Shopping Network actually operates, the registered capital of nearly 160 million yuan is a false report, and tens of millions of commodities are basically fictitious. It is mainly realized by “pulling people’s heads”, that is, illegal pyramid schemes. However, there are also many supporters of Pacific Direct Shopping Network. Five well-known domestic legal experts even issued a legal opinion letter, saying that “in the absence of relevant departments to define the nature of BMC’s business model, it is not appropriate for administrative law enforcement agencies and judicial agencies to define the nature of the BMC business model.” The business model is treated as a pyramid scheme.” Relevant legal determinations are subject to further official confirmation.
The media that published the original report on this issue included "Oriental Morning Post" and "Dahe Daily". In addition to the reprinting of portal websites such as Sina.com, Netease.com, and Phoenix.com, Daily Economic News.com.cn, Linkshop.com, CitNews.com, Finance and industry websites such as China E-Commerce Research Center, Yibang Power.com and IT Business News.com also participated heavily, reprinting 61 reports.
2. "ABM Company" major cross-provincial MLM case
"ABM Company" is a criminal gang that spans multiple provinces, cities, and Hong Kong Special Administrative Region. The gang posted a group photo of Li Xin, the head of the company, Li Ka-shing, the richest man in Hong Kong, and Donald Tsang, the chief executive of Hong Kong, in its company profile, falsely claiming that Li Zekai held " In the name of Hong Kong ABM Company, they sold 30% of the shares of ABM Company, under the banner of the support of Hong Kong Chief Executive Donald Tsang, an Internet phone software product called "Mycool", and developed members in various parts of the country in this name. engage in illegal pyramid schemes. Before the opening of the Universiade last year, all six criminals were arrested and brought to justice.
This information was reported by the media in 2010 and last year respectively. However, on March 23, a reporter from Guangzhou Daily obtained a police investigation document and found that Li Xin, the main suspect in the "ABM pyramid scheme case", and Zeng Yinquan, Li Ka-shing, etc. The group photo of Hong Kong political and business dignitaries is actually a group photo with wax figures of two people at Madame Tussauds Hong Kong. The criminal suspects such as Li Xin saw the characteristics of wax figures being extremely similar to real people and the masses are easily deceived, so they planned a shocking pyramid scheme involving 600,000 people and defrauding more than 3 billion yuan. case.
On the 23rd, the media that published similar information on this issue included "Beijing Evening News", "Shandong Business Daily", "News Evening News", "Shenzhen Evening News", "Jinghua Times", "Changjiang Commercial Daily", "City Express" and "Yangzhou Evening News" and other print media . On the same day, Xinhuanet, People.cn, the four major portal websites, Guangming.com, Huanhuan.com and other media reprinted the report, and 76 reports were reprinted.
In response to this, red net netizen Yu Yaoyao published a comment article: Why did no one question these "fake photos" co-produced with wax figures? True, the fidelity of the wax figure is a factor, but is it true that a team that has grown for so long and so far has never been exposed while running their MLM campaign? It is hoped that the government will strengthen law enforcement, supervise and manage these organizations that have not been verified, and safeguard the interests of the people.
3. Diversified cases in the financial field
Different from the situation of public opinion in the fields of illegal fund-raising and pyramid schemes, the cases in the financial field are characterized by a wide range of periods and multiple factors, which form the characteristics of scattered media attention. However, through statistics and analysis, it is still possible to sort out the relatively concentrated media attention In the region, two large-scale focus reports were formed. (Figure 4)
1. Huading Chuangfu is suspected of fraudulent loans
On March 15, the Economic Crime Investigation Detachment of the Guangzhou Municipal Public Security Bureau notified that seven senior executives of Huading Guarantee and Chuangfu Guarantee were criminally detained in accordance with the law. What is surprising is that Chen Yibiao, the chairman of Huading, who is required to report to the Finance Office every day, was reported to have fled overseas on March 14. On March 12, Huading's official website announced that Chen Yibiao "had a heart attack on March 10 and is currently undergoing treatment and recuperation."
Since then, Huading and Chuangfu began to enter the situation of "the tree fell and the monkeys scattered". To add fuel to the flames, Huading Guarantee's second guarantee customer company has entered the repayment period of the loan, but Huading Guarantee has not fulfilled the payment responsibility promised on the official website. Previously, Chen Yibiao's plan to introduce new self-rescue funds and "debt-to-equity swaps" has also come to naught.
It is worth noting that enterprises that have recently secured loans through Huading and Chuangfu are facing a sudden change in litigation. At present, more than 1,000 enterprises are involved. If each enterprise has 50 workers, it will involve the livelihood of 50,000 workers. The market is not good this year, business is difficult to do, banks freeze corporate accounts, funds cannot be circulated, and companies cannot continue to operate.
On the other hand, representatives of relevant enterprises said that the guarantee industry was rectified in 2011, but Huading's problems were not discovered; the competent department of continuous capital increase did not investigate. The reason why such a thing happened is because of the lack of supervision of the Financial Office, so the next step is to sue the Financial Office for "malfeasance".
The media that published original reports on this issue included China Times, Southern Metropolis Daily, New Express and China Business News, with 84 reprinted reports. Focus on the media with financial and Guangdong media as the mainstream. Related news also sparked heated discussions among netizens. According to incomplete statistics, there were more than 10,000 comments from netizens. The opinions of netizens mainly focus on three points, 1) they demand severe punishment for the culprits who make good companies suffer; 2) they hope that my country will further improve the financial system and related regulatory systems; It is determined that the supervision of relevant departments is not effective.
Under the background of deepening macro-control and the unsettled market capital situation, the "Huading Guarantee Crisis" is only the tip of the iceberg in the current chaos of financing guarantees. Due to the current “alienation” of the guarantee functions of the financing guarantee industry and related institutions, related risks may be transferred and infected to the banking system through various forms or channels. It is time for the relevant departments to take action.
2. The credit union aided the "black boss" with a loan of 100 million yuan
In 2002, Lin Guoqin (sentenced), the leader of the underworld organization in the "March 26" case in Yangjiang City, purchased the Yangchun Chuntan Cement Factory and needed a lot of money to develop the enterprise, so he credited Yangchun City Tanshui Village in the name of the Yangchun Chuntan Cement Factory The cooperative applied for a huge loan. The criminal suspect Xie Shaocong violated state regulations and asked the Yangjiang Rural Credit Association to issue a loan. After helping Lin Guoqin’s Chuntan Cement Factory obtain a loan of more than 100 million yuan from the Yangjiang Rural Credit Association, he was suspected of accepting Lin Guoqin’s huge amount of bribes.
At present, the suspect has been arrested according to law, and the case is under investigation.
From March 21st to 22nd, this information triggered a total of 79 media reports, including 8 original reports and 71 reprinted reports. The case occurred in the financial structure loan business link, involving the person in charge of the approval authority, threatening the integrity system of the financial market, and it is necessary for relevant departments to rectify commercial bribery in the financial field.
On the whole, during the monitoring period, the media paid more attention to economic crime cases, forming dense areas of communication in the areas of illegal fund-raising, pyramid schemes, and finance. The cases that have been widely reported by the media have common features such as concentrated locations, huge amounts of money involved, and many people involved. Some cases have also received media attention many times, which shows that the news media attaches great importance to major economic crime cases.
Part III Weekly Financial Highlights
The price of gasoline and diesel increased by 600 yuan per ton to a record high
The National Development and Reform Commission announced on the 19th that starting from 0:00 on March 20, the price of gasoline and diesel will increase by 600 yuan per ton, which is equivalent to an average increase of 0.44 yuan and 0.51 yuan per liter for the national No. 90 gasoline and No. 0 diesel. Analysts believe that the reason for the large increase in refined oil prices this time is that in addition to the recent large increase in international oil prices, it is not ruled out that the National Development and Reform Commission may use this to narrow the domestic and international oil price gap and pave the way for the introduction of a new refined oil pricing mechanism.
The Audit Office exposed four major problems in the construction of the Beijing-Shanghai high-speed railway
The National Audit Office’s “2011 Follow-up Audit Results of the Beijing-Shanghai High-Speed Railway Construction Project” revealed four major problems during the construction of the Beijing-Shanghai high-speed railway: irregular bidding, misappropriation of funds, inadequate construction site management, and arrears of construction funds.
Residents' willingness to buy houses fell to a new low in the same period in 13 years
According to the "Questionnaire Survey Report on Depositors in the First Quarter of 2012" released by the People's Bank of China on the 20th, the proportion of residents who are willing to buy a house in the next three months is 14.1%, which is basically the same as that of the previous quarter and the lowest in the same period since the survey in 1999. value. The "National Bankers Survey Report for the First Quarter of 2012" shows that the overall loan demand index has declined both year-on-year and quarter-on-quarter.
Qi Ji: Housing prices in first-tier cities have begun to loosen this year
Qi Ji, deputy minister of the Ministry of Housing and Urban-Rural Development, said on the 25th that since the beginning of this year, housing prices in first-tier cities have begun to loosen, and the regulation is deepening toward the expected goal and achieving actual results. The Ministry of Housing and Urban-Rural Development will continue to implement the national deployment, adhere to the unwavering direction of regulation and control policies, insist on not relaxing regulation and control measures, and promote the return of reasonable prices. Qi Ji made the above statement when he attended the first Lingnan Forum.
Liu Mingkang: Bank profit growth will decline this year
Credit-government cooperation is rapidly picking up. Some people in the trust industry predict that the trust industry can provide 200 billion to 300 billion financing for local financing platforms throughout the year, which is almost equivalent to the scale of local bonds issued by the Ministry of Finance this year. At the same time, the trust financing cost of local financing platforms has exceeded 12%, which is much higher than the local bond interest rate level in the same period, and it has also soared compared with the financing costs of local financing platforms during the period of concentrated loans from 2009 to 2010.
National Research Center experts: This year's economic growth is expected to reach 8.5%
Yu Bin, director of the Macroeconomic Research Department of the Development Research Center of the State Council, said on the 22nd that the price of bulk commodities including oil will fluctuate at a high level, but it is unlikely that they will continue to rise sharply. The CPI control target of about 4% this year is achievable. If there is no global financial crisis and the real estate market is generally stable, my country's economic growth rate may still reach a relatively high level of about 8.5% this year.
The Ministry of Land and Resources establishes eight systems to tightly control land resources
For the first time, the Ministry of Land and Resources fully expounded the eight contents of the system of economical and intensive land use, and strives to basically establish a system of economical and intensive land use before the end of the year. The reporter learned from the Ministry of Land and Resources on the 21st that this titled "Opinions on Vigorously Promoting the Construction of the System of Economical and Intensive Use of Land" proposes to speed up the construction of a system of economical and intensive land use with complete systems, effective measures, and practical measures, and requires all provincial land and resources directors to The department will report the implementation of the "Opinions" before the end of November this year.
Ministry of Commerce Research Institute 2012 Consumption Report: Consumption is expected to become the first driving force for growth this year
On the 21st, the Research Institute of the Ministry of Commerce released the "Consumer Market Development Report 2012", which shows that this year's consumption growth will remain in a relatively fast range, and the growth rate is expected to reach about 15%. The contribution rate of consumption to GDP will exceed that of investment. For the first time in nearly 10 years, it has become the number one driver of economic growth. An economic growth model driven by consumption, investment and export coordination will initially take shape. (over)